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Hesitant to Contact a Financial Advisor? You’re Not Alone

ZiggFin

ZiggFin

May 14, 2025

Hesitant to Contact a Financial Advisor? You’re Not Alone

It’s not that you don’t care about your money — you just don’t know who to trust

A lot of Malaysians want to get their finances in order. You might have even thought about buying insurance, learning about cash trust, or starting to invest in unit trust…

But the moment you consider talking to an advisor, something holds you back.

Sound familiar?

  • “What if I ask but don’t buy anything? Am I wasting their time?”
  • “What if they’re pushy or try to sell me something I don’t need?”
  • “What if I choose the wrong person and end up regretting it?”
  • “What if I can’t say no, and feel pressured to proceed?”

You’re not alone. Many Malaysians hesitate to contact financial advisors — not because they don’t want help, but because they’re worried about the experience of asking.


Why people hesitate to talk to advisors — it’s not about money, it’s about comfort

1. Fear of being a “bad lead” or wasting someone’s time

A common thought is:

“I’m not ready to commit. What if the advisor gets annoyed I’m just asking?”

This guilt stops many people from reaching out.

But let’s be real — asking questions doesn’t mean you have to buy. A good advisor knows this.

ZiggFin encourages financial professionals to focus on education, not just sales. You can ask, explore, compare — without pressure.

2. Worrying about awkwardness or rejecting someone

Especially if an advisor is introduced by a friend, things can feel personal fast.

You don’t want to:

  • Hurt someone’s feelings
  • Be chased for follow-up
  • Feel bad for walking away after chatting

So instead, most people just avoid asking altogether.

That’s where the anxiety builds.

3. Fear of getting misled or choosing the wrong person

You may have heard stories like:

  • “I bought a plan that didn’t cover what I needed.”
  • “The agent ghosted me after signing the papers.”
  • “I didn’t understand what I signed up for.”

So even if you do want to plan ahead, this fear of making a wrong move can freeze you.


ZiggFin understands these fears — and we designed our platform to lower the barrier

All professionals are verified

Every advisor listed on ZiggFin must be certified and submit valid documentation.

We display:

  • Verified badges
  • Specialisations (insurance, unit trust, trust planning, loans, etc.)
  • Location and language
  • Spotlight videos, if available
  • Reviews (real clients only)

So you don’t need to guess who’s legit. You can compare with confidence.

✅ You choose when to reach out — zero pressure

You’re in control.

  • No pop-ups
  • No sales calls unless you initiate
  • No commitment required

You fill out a simple form when ready, and the advisor will follow up — at your pace.

If you don’t reply, no hard feelings. No spam.

✅ Advisors are trained to respect your space

ZiggFin’s philosophy is:

“Support first, sell second.”

We encourage every advisor on our platform to treat inquiries with patience.

You can:

  • Ask general questions
  • Say, “I’m just exploring for now”
  • Choose not to proceed — and that’s okay

A trustworthy professional won’t pressure you for a sale.


You don’t need to “be ready” to ask. Sometimes asking helps you get ready.

We often think,

“I’ll talk to someone after I do more research.”

But sometimes, talking to the right person is part of the research.

ZiggFin is designed to make that first conversation safe, respectful, and easy.

No pressure. No assumptions. Just clarity.


You’re allowed to explore first. ZiggFin gives you a safe space to do just that.

✅ Browse verified advisors

✅ Compare their background, videos, and services

✅ Reach out only when you feel ready

✅ No “hard sell”, no awkward follow-ups

Start here:

👉 www.ziggfin.com

ZiggFin: Where you can ask first, think later, and choose only when it feels right.

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